Your debit card is a convenience that's hard to imagine living without. That's why it's important to act now, before new rules^* on overdraft protection take effect in mid-August.

Effective August 15, 2010, members who want Courtesy Pay available for their everyday debit card transactions must opt in to the service. Courtesy Pay allows us to cover your transactions even when your checking account runs a little short.

It's like planning for the unexpected
Most members who use Courtesy Pay don't plan to — they make a simple mistake in their checkbook, or they run a little short before payday. Courtesy Pay gives you the flexibility you need to manage your money as well as peace of mind when you face unusual or unforeseen circumstances.

It doesn't cost anything to have Courtesy Pay coverage in place 'just in case' — you'll only be charged when and if you use it. And we'll waive the Courtesy Pay fee for any transaction that overdraws your account by less than $10. The fee for transactions that overdraw your account by $10 or more is $25.

If you have a Columbus Metro checking account and Debit MasterCard, you must opt in before August 15 to ensure that your everyday debit card transactions are covered. The opt in form is available on our Web site at www.columbusmetro.org/onlineforms.html (just click on the Checking heading), or simply call or stop in any of our offices to opt in today.

* Courtesy Pay coverage for your checks and ACH transactions are not affected by these changes.

 

Moving? Be Sure To Let Us Know

If you're planning a move, be sure to let us know so that you continue to receive your account statements and other important information. For your protection, we require that all address change requests be made either in person or in writing. An address change request form is available on the online forms page of our Web site at www.columbusmetro.org.