| Savings and Investment | Claim Your
Start your teen off right with Claim Your Youth.
Claim Your Youth is an innovative program designed to help teens
manage their finances and provide them with a solid foundation for
Designed for our members age 13 to 17, Claim Your Youth features
a quarterly newsletter and a website
with information and interactive tools to help teens achieve their
financial goals. You can also introduce your teen to the basics
of financial management with many of the credit union's products
and services. Checking accounts, debit cards and more are now available
to our teen members who have a joint account with a qualified parent,
grandparent or legal guardian.
Teens who already have their own account are automatically enrolled
in the Claim Your Youth program. If your teen doesn't have an account
yet, bring them in to open one today. Just $5 opens his or her share
account and provides access to Claim Your Youth and all it has to
Products and services for teens
Start your teen off right by teaching them how to use the financial
products and services they'll need in the future. The following
products and services are available to our teen members you decide
which services are right for them:
Primary Share Account This is the first account anyone
has with the credit union. Once a primary
share account is opened with $5, your teen is automatically
enrolled in Claim Your Youth. They'll also earn dividends regardless
of their account balance, so they can see the benefits of saving
Online Account Access Teens can keep tabs on their account
with MetroWeb, Columbus Metro's Internet
branch. This is a free service all they'll need is Internet
access and an access code.
Checking Account Teen members are eligible for our Metro
Free checking account. It's just $25 to open with a parent
or guardian as joint owner on the account. Once a checking account
is open, teens can also apply for a Debit
MasterCard® and free online bill
pay. *Not available when joint owner has a
Chex Systems record.
ATM Access Get cash 24/7 with our Debit
MasterCard®. Teens with a checking account
can also use their debit card to make purchases at any merchant
that accepts MasterCard.
Direct deposit Many employers can electronically deposit
pay directly to a Columbus Metro account. If your teen works for
a company that offers direct deposit,
they can contact their human resources or payroll department to
sign up all they'll need is their account number and Columbus
Metro's routing number, 244077226.
Education Growth Fund Certificate Parents and teens alike
can save for college expenses with our Education
Growth Fund Certificate, which pays monthly dividends at a
variable rate of Prime - 2%. An account can be opened with as
little as $250, and then additional deposits of any amount can
be made at any time. When your teen turns 18, the funds automatically
transfer to their savings account.
For more information on any of these services, call,
stop in or email us today. We'll be glad to answer any questions
you may have and discuss ways you can help your teen get started
on the road to financial success.