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Rates updated for the week of August 23 to 29, 2016

Savings and Loan Rates

Current Savings Rates: Share Savings | Money Market Accounts | Share and IRA Certificates

Current Loan Rates: Vehicle Loans | Personal Loans | Credit Cards | Home Equity Loans | Mortgage Loans


Savings Accounts
Type of Account
Minimum1
APY2
Rate
Regular Share Savings3
$250
0.100%
0.100%
Christmas Club3
$250
0.100%
0.100%
Vacation Club3
$250
0.100%
0.100%
IRA Share Savings4
$10
0.500%
0.499%
Metro Deluxe Checking4
$250
0.250%
0.250%

1Minimum balance required to earn dividends
2Annual Percentage Yield
3Dividends declared and paid quarterly
4Dividends declared and paid monthly

Money Market Accounts1
Type of Account
Minimum2
APY3
Rate
Money Market
$1,000
0.150%
0.150%
Super Money Market
$20,000 to $49,999
0.250%
0.250%
Super Money Market
$50,000 or more
0.500%
0.499%

1Dividends declared and paid monthly
2Minimum balance required to earn dividends
3Annual Percentage Yield

Share and IRA Certificates1
Term
Minimum2
APY3
Rate
6 Month
$1,000
0.50%
0.499%
12 Month
$500
0.80%
0.797%
15 Month
$500
0.80%
0.797%
18 Month
$500
0.85%
0.847%
24 Month
$500
1.05%
1.045%
30 Month
$500
1.10%
1.094%
36 Month
$500
1.30%
1.292%
48 Month
$500
1.50%
1.490%
60 Month
$500
1.80%
1.785%
Education Growth Fund4
$250
1.50%
1.490%

1Dividends declared and paid monthly. Substantial penalty for early withdrawal. Contact a Member Services Representative for complete details.
2Minimum balance required to earn dividends
3Annual Percentage Yield
4Variable rate of Prime - 2% is subject to change without notice at the beginning of each calendar quarter (January 1, April 1, July 1 and October 1)

Savings and certificate rates are current as of the date indicated above and subject to change without notice. Non-IRA and IRA deposits insured separately up to $500,000 by a combination of federal and private deposit insurance.

Vehicle Loans
Type of Loan
Term
APR1
Rate2
Vehicle Model Year 2015 to 2016
72 months
as low as 3.64%
as low as 3.49%
Vehicle Model Year 2015 to 2016
84 months
as low as 3.89%
as low as 3.74%
Vehicle Model Year 2011 to 2014
66 months
as low as 3.89%
as low as 3.74%
Vehicle Model Year 2011 to 2014
72 months
as low as 4.14%
as low as 3.99%
Vehicle Model Year 2010 & Older
60 months
as low as 5.14%
as low as 4.99%
Recreational Vehicle or Boat New
96 months
as low as 7.65%
as low as 7.49%
Recreational Vehicle or Boat Used
96 months
as low as 8.65%
as low as 8.49%

1APR=Annual Percentage Rate. APR calculated on $20,000 financed for 60 months at the stated rate (includes $75 loan fee).
2The rate you pay may vary based on your credit history. Loans made subject to standard approval guidelines. Rates current as of the dates listed above and subject to change without notice.


Personal Loans
Type of Loan
Term
APR1
Rate
Metro Line
Open-end
13.90%
13.90%
Signature
48 Months
as low as 12.99%
as low as 12.99%2
Share Secured
60 Months
7.23%
7.23%
Savings Builder
60 Months
10.07%3
9.99%

1APR=Annual Percentage Rate. Loans made subject to standard approval guidelines. Rates current as of the dates listed above and subject to change without notice.
2The rate you pay may vary based on your credit history.
3APR calculated on $10,000 financed for 36 months at the stated rate (includes $25 loan fee)


Credit Cards
Type of Card
Term
APR1
Visa Platinum
Revolving
9.90% - 13.90%

1APR=Annual Percentage Rate. Loans made subject to standard approval guidelines; rate based on your creditworthiness. Rates current as of the dates listed above and subject to change without notice.
To view a copy of Columbus Metro's Credit Card Agreement, click here.

Home Equity Loans
Type of Loan
Term
APR
Rate
Fixed Rate Home Equity Loan
180 Months
as low as 5.99%1
as low as 5.99%2
Redi-Line Home Equity Line of Credit3
Revolving
3.50%4
3.50%

1APR=Annual Percentage Rate. APR based on $40,000 loan. A $40,000 home equity loan at 5.99% APR would be repaid in 180 monthly installments of $337.41.
2The rate you pay may vary based on your credit history. Loans made subject to standard approval guidelines. Rates current as of the dates listed above and subject to change without notice.
3Click here to view Important Terms of Our Home Equity Lines of Credit and When Your Home is on the Line: What You Should Know About Home Equity Lines of Credit
4This plan has a variable rate feature. The APR can change as a result. The APR is based on the Prime Rate as published in Money Rates section of The Wall Street Journal in effect on the 45th day immediately preceding the first day of each calendar quarter. Minimum=3.50% APR, maximum=18.00% APR. Monthly payment equal to 1.25% of unpaid balance with a minimum payment of $100. Fees required to open line of credit will range from $250 to $750.

NMLS #787623

Mortgage Loans
Type of Loan
Term
Rate
First Mortgage Loans
Up to 30 Years

 
   
   
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