| Checking | Overdraft Protection
Overdraft protection gives you peace of mind.
You'll never have to worry about the inconvenience and expense
of returned checks, Debit MasterCard® transactions or automatic debits
with overdraft protection from Columbus Metro. For your convenience,
we offer two plans: overdraft from savings and Metro Line, our personal
Overdraft from savings
Every member with a checking account receives overdraft from savings,
which automatically transfers funds from your primary share to your
checking account to cover checks and other transactions. In order
for a transfer to take place, sufficient funds must be available
in your primary share account.
If a transfer of funds is necessary, it will be reflected on your
monthly statement as well as on MetroWeb and MetroTeller. There
is no charge for an overdraft transfer from savings; transaction
limitations apply. Please note that overdraft from savings
will not automatically advance funds to cover a payment scheduled
through MetroWeb Bill Pay.
You can also apply for Metro Line,
our personal credit line. Depending on your credit limit, Metro
Line puts an additional $500 to $10,000 at your disposal and offers
further protection against costly fees for returned checks and check
card transactions. For more information about Metro Line, click
here or call one of our lending
professionals at 614.239.0210 or 800.986.3876.