| Checking | Courtesy Pay
Courtesy Pay has you covered
The inconvenience, expense and embarrassment of returned checks
and declined debit cards are things of the past. That's because
Courtesy Pay allows us to cover certain transactions that would
normally be returned for insufficient funds. Courtesy Pay:
Gives you peace of mind - You don't have to worry that
an item will be returned unpaid or your debit card will be declined
because you are a few dollars short.
Saves you money - Merchants charge $30, $35 or more
when a check or ACH debit is returned for insufficient funds.
With Courtesy Pay, the merchant is paid in full.
Protects your credit - Because your item has been paid,
merchants don't have a reason to turn you over to a collection
agency or prevent you from writing checks in the future.
Courtesy Pay is available on all of Columbus Metro's checking
accounts. If your account is in good standing, we may, at our
discretion, pay overdrawn checks and ACH withdrawals up to $300
(up to $100 for Metro Merit accounts), including fees. You can also
extend Courtesy Pay coverage to your debit card transactions by
completing our opt-in form.
It will be your responsibility to bring your account balance positive
as quickly as possible. (We're sure you'll want to preserve your
good standing so you can continue to use this valuable service!)
Still have questions? Check out our Courtesy
Pay FAQ for more information.