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Alliance One Surcharge Free ATMs

Products | Checking

Find the checking account that's right for you.

We know that no two members are alike, so we give you three different checking accounts to choose from. Whether you're looking for free checking, want to earn monthly dividends or need a second chance, we have the checking account you're looking for.


$ To Open

Monthly Fee


Choose this account if ...


Metro Free Checking

Learn more | Apply

you want unlimited check writing and withdrawals, and your balance tends to vary throughout the month.

Metro Deluxe Checking

Learn more | Apply



Waived when minimum balance is met

you maintain a higher balance in your checking account and want to earn a monthly dividend. View Rates

Metro Merit Checking

Learn more | Apply

you've had problems maintaining a checking account in the past and need a second chance.

Every Columbus Metro checking account also offers:

The convenient choice

You'll have convenient access to your money 24 hours a day, seven days a week when you add free services like direct deposit, online banking, and online bill pay to your checking account. What's more, our Debit Master Card gives you access to over 20,000 surcharge-free Alliance One and CU24 ATMs and allows you to make purchases anywhere MasterCard debit is accepted.

Giving you peace of mind

We'll even help you avoid the stress and costly fees associated with returned checks and other transactions. Every Metro checking account includes free overdraft from savings2 which automatically transfers funds from savings to cover checks, automatic debits and other transactions. You can also apply for Metro Line, which puts additional funds at your disposal and offers further protection against overdrafts.

Columbus Metro also offers Courtesy Pay, which provides another line of defense against returned checks and ACH withdrawals and declined debit card transactions. Read our Courtesy Pay FAQ (Frequently Asked Questions) for more information about this valuable service.

Open your checking account today

If you have any questions or need additional information, please call 614.239.0210 or 800.986.3876 or email us today. To open your account, visit any of our offices or click here for an application.

1Subject to credit approval. 2 Sufficient funds must be available in your primary share account for an overdraft transfer to take place. Transaction limitations apply.




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